Hail
The day after
When a hailstorm ends over the portfolio.
Measures the swath and calculates hectares and exposed sum insured by band, versioned: the day-one number is never corrected.
EmailExcelSigned PDF
Reinsurance and accumulation
The day-after number.The one you never have to correct.
As soon as the storm ends, Ucotron measures the swath and calculates the hectares and exposed sum insured of your portfolio by band. Versioned: if the figure changes, the revision arrives with its reason.
Hectares exposed after a hailstormDay 1
The usual number
12.000 ha
What was reported on day 1, with the first claims.
Ucotron's number
19.600 ha
v1Measured from the footprint on day 1, at 19:40.
Every new claim moves the usual number. Ucotron's comes from the storm, not from the claims.
Illustration of a typical case
What happens today
First, 12,000 exposed hectares get reported.Then it's 20,000.
The number grows as claims come in. Today the swath is drawn by hand in the GIS and everyone waits for the claims to size the area and the exposed sum insured. And correcting a number already reported to the reinsurer is the hardest part.
- 01The number changes.
It's reported with the first claims and corrected with every one that arrives.
- 02They find out late.
The event becomes known through the news or the first claim, not through an alert.
- 03And when everything triggers an alert, nothing gets read.
“Maybe the job is designing what alerts me and what doesn't.”
The day after
The storm ends and the figure is already there.Without waiting for a single claim.
The hail swath
Peak: 121 flashes in 10 minutes
- 15:20 to 17:00Window with medium or high signal
- 121Lightning in the 15:30 frame
- 557 km²With medium or high signal
Hail on Sep 19, 2026 · Córdobav1
High signal2 homes
Medium signal19 homes
Low or outside39 homes
- v1Sep 19, 17:40 · Swath measured with lightning and cloud top.
- v2If a cloud-free image comes in that changes the swath, it arrives with the reason and the difference.
Demo portfolio · 60 homes
The swath in your GIS
We send you the swath.Your portfolio never leaves your house.
If you'd rather not share the portfolio, the swath arrives as a layer to overlay in your own GIS. You calculate hectares and exposed sum insured yourself, with your fields, and compare it to what you reported.
- One layer per event, with high, medium, and low band.
- Versioned: v2 replaces v1 and says why.
- Start without handing over any data: just the location of the zone.
swath-v1.geojson
Your portfolio, on your server
What alerts and what doesn't
Hear about it before social media does.Without being alerted about everything.
In a year with storms everywhere, what isn't significant goes unread. You choose the threshold: what arrives right away, what goes in the Monday digest, and what never reaches you.
The week across the portfolioSimulation
- Hail Southern Santa Fe 2,400 ha
- Hail Western Buenos Aires Outside the portfolio
- New water Salado Depression 3,600 ha
- Hail Northern Córdoba 180 ha
- Rain over 100 mm Salado basin 1,100 ha
- Hail Entre Ríos Outside the portfolio
- Hail Southeastern Córdoba 760 ha
- Hail Eastern La Pampa 40 ha
Accumulation and scenarios
Before renewing: where the portfolio accumulates.And what the worst storm would have hit.
The strong storms since satellite lightning data began, carried over to today's portfolio. Pick one, shift the footprint, and see how much exposed sum insured sits underneath. It's exposed sum insured, not loss.
Less sumMore sum insured per hexagon
IntenseVery intenseExtreme
Exposed sum insured under the footprint—
Policies under the footprint—
In extreme signal—
This is how the portfolio's sum insured is distributed. Pick a storm to carry it over.
Demo portfolio · simplified footprints · exposed sum insured, not loss
The notice to the reinsurer
The email writes itself.A person approves it and it goes out.
When the footprint of a significant event closes, the recipe prepares the summary with its Excel file, the layer, and the signed report. Someone in reinsurance reviews it and forwards it. If the figure changes later, version 2 goes out with the reason.
- Hectares and exposed sum insured by band, never a damage %.
- The signed report is verified with a QR code, without asking us for anything.
- Goes out by email, Excel, or PDF, to whoever you say.
ToYour reinsurer
SubjectHail on Sep 19, 2026 in Córdoba · version 1
Here is yesterday's event over the portfolio.
Storm of Sep 19, 2026, with medium or high signal between 15:20 and 17:00 and a peak of 121 flashes in 10 minutes at 15:30.
557 km² with medium or high signal. Of 60 homes, 2 are in high signal and 19 in medium.
This is version 1. If the figure changes, you'll receive version 2 with the reason.
event-v1.xlsxswath-v1.geojsonsigned-report.pdf
| Band | Homes | Part of the portfolio |
|---|---|---|
| High signal | 2 | 3 % |
| Medium signal | 19 | 32 % |
| Low or outside | 39 | 65 % |
Approved by reinsurance
SendDemo portfolio · real storm
Reinsurance recipes
Every request, a recipe.It turns on by itself when something happens.
Hail
The swath in your GIS
When a hailstorm is detected.
Delivers the footprint as a layer to overlay in your GIS, without sharing the portfolio.
GIS layer
Hail
Reinsurer notice
When the footprint of a significant event closes.
Sends the event summary with its Excel, ready to forward.
EmailExcel
Hail
Accumulation and scenarios
When the contract renewal is approaching.
Carries the worst storms of recent years over to today's portfolio and shows where it accumulates.
Signed PDFExcel
Various
Your portfolio's week
On Mondays at 7:00.
Summarizes the week's events over the portfolio, by zone and by peril.
One number on day 1.The same one you'll stand behind at the end.
Start with the swath of one storm as a layer in your GIS, without your portfolio leaving your company.